ICICI Prudential Regular Savings Fund

Ans.

Ans. The ICICI Prudential Regular Savings Fund has an AUM of ₹3358.65 Cr as on 1/7/2026. The scheme has delivered CAGR returns for the past 3 years against a category average of 8.84%. The risk is High against the category average of 28.93.

Ans. Mutual fund taxation depends on the scheme type and investment holding period.
Taxation on hybrid funds: If equity allocation is 65% or above: STCG of 20% is applicable if units are sold within one year of purchase. For units sold after one year of purchase, LTCG of 12.5% is levied on gains above ₹1.25 lakhs in a financial year.
If debt allocation in a hybrid fund is 65% or more, gains are added to income and taxed as per slab rate irrespective of the holding period.

Ans. There is no lock-in period applicable on ICICI Prudential Regular Savings Fund.

Ans. The expense ratio of ICICI Prudential Regular Savings Fund is 1.72%.