Step Up SIP

Step Up SIP Calculator

Monthly Investment

Annual Step Up

%

Expected Return Rate (p.a.)

%

Time Period

Yr

Amount Invested

0

Est. Returns

0

XIRR

0 %

Goal Amount

0

What is a Step Up SIP Calculator?

SIPs are one of the best methods to invest in mutual funds. SIPs enable investors to save and invest small amounts of money periodically. SIPs also offer convenience by automating the investment process. Step up SIP goes a step further and allows the flexibility to increase the SIP amount at specific intervals.

For example, an investor has set up a SIP of Rs 2000 per month and expects his/her income to increase after a year.

Here, the investors can step up SIP by a certain percentage after a year. For example, step up of 20% from next year would mean, the SIP amount will increase from 2000 per month to Rs 2400 per month automatically.

The step up SIP calculator is an online tool that enables investors to calculate potential returns and the final investment value of a step up SIP in mutual funds. With this SIP calculator with step up, you can easily foresee the maturity value with an additional variable of step up.

How does the Step Up SIP Calculator Work?

Step up SIP calculator requires the below inputs for calculation:
• Initial investment: The amount of initial SIP to be invested every month.
• Investment tenure: The total number of years for SIP investment.
• Step up percentage: The percentage by which the SIP amount will increase annually.
• Expected rate of return: An annualized return expected from the investment.
Even though you need not use manual calculation for SIP returns, it helps to understand the workings.
An SIP calculator uses the below formula to calculate the maturity value
FV = P × ( { [1 + r]^n – 1 } / r) × (1 + r)
In the above formula, the terms mean:
• FV is the future value of investment upon maturity.
• P is the amount invested at regular intervals.
• n is the number of payments done.
• r is the expected rate of return.

How to Use Rupeezy's Step Up SIP Calculator?

• Step 1: Select the step up SIP
• Step 2: Enter the monthly SIP amount
• Step 3: Enter the annual step up percentage (the % of increase in SIP)
• Step 4: Select the expected rate of return
• Step 5: Select the SIP time period or tenure

Perks of using Rupeezy's Step Up SIP Calculator Online

• Convenience: Rupeezy's step up SIP calculator is easy to use and allows multiple tries with different inputs to find a suitable plan.
• Financial Planning: It helps investors design a practical financial plan considering income and savings growth.
• Wealth Creation: Step-up SIP boosts wealth by automating incremental investments, leveraging compounding over time.
• Quick Assessment: Our SIP step up calculator provides instant results, eliminating the need for manual calculations.
• Inflation Hedging: Encourages higher investments over time to hedge against inflation, protecting financial plans.
• Disciplined Investing: Promotes consistent, automated annual investment increases without manual effort.

10 Most Searched Mutual Funds

 Funds AUM (Cr.) 1Yr 3Yr 5Yr SBI International Access - US Equity FoF ₹941 25% 11% 6% SBI Contra Fund ₹39433 39% 27% 32% Parag Parikh Flexi Cap Fund ₹75956 33% 17% 26% HDFC Defence Fund ₹3952 74% 0% 0% HDFC Balanced Advantage Fund ₹95391 32% 23% 22% HDFC Manufacturing Fund ₹13278 0% 0% 0% HDFC Flexi Cap Fund ₹63436 39% 26% 24% HDFC Small Cap Fund ₹33894 32% 25% 30% Nippon India Small Cap Fund ₹61000 41% 30% 38% Quant Small Cap Fund ₹25535 48% 30% 48%