T+5: Trade with Flat 5X Margin

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What is T+5?

T+5 is a trading facility that lets you buy stocks today by paying just 20% upfront, while Rupeezy funds the remaining 80%, all without any interest cost for up to 5 trading days.

  • Pays 20 percentage margin
    Buy Stock
  • Buy stock order button
    You pay flat 20%
  • Rupeezy funds 80 percentage value
    Rupeezy pays
    flat 80%
  • Zero interest on margin trading
    Zero Interest
  • Sell within 5 days auto square-off
    Sell within 5 days

    (auto square-off if not sold)

Intraday vs MTF vs T+5

DetailsEquity IntradayMTFT+5
No. of StocksAll NSE stocks1800+ stocksAll NSE stocks
Leverage (Broker Funding)Flat 5X (80%)0-5X (0-80%)Flat 5X (80%)
Your Funding20%20-100%20% only
Holding Period1 dayUp to 365 days5 trading days
Interestn/a10.99% p.a.0%
Ideal ForShort-term tradingShort-term positional tradeBTST / Swing trades

Brokerage & Charges

T+5
0.25% on buy side
T+5
0.1% on sell side (or delivery charges)
Note: Autopledge and auto unpledge for this segment is Rs. 25+GST per pledge/unpledge

Benefits of T+5

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    Trade with low capital

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    Opportunity to ride trends

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    Avoid same-day square-off risks

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    Zero Interest

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    High Rupeezy Funding (80%)

Who Should Use T+5?

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    Part-time traders

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    BTST and Swing traders

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    Traders avoiding intraday volatility

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    Low-capital investors

How T+5 Works on Rupeezy?

Meet Neha - a swing trader using T+5 to maximize returns with minimal capital.

  1. Step 1
    Day 1 (Monday) - Neha buys 100 shares of ABC Ltd at ₹500 each → Total trade value = ₹50,000

    Day 1 (Monday)

    Neha buys 100 shares of ABC Ltd at ₹500 each → Total trade value = ₹50,000

  2. Step 2
    Pays Just 20% Upfront - She pays only ₹10,000 Rupeezy funds the remaining ₹40,000 (Flat 80%)

    Pays Just 20% Upfront

    She pays only ₹10,000 Rupeezy funds the remaining ₹40,000 (Flat 80%)

  3. Step 3
    No Interest Charged - Neha holds the stock for up to 5 trading days without any borrowing cost

    No Interest Charged

    Neha holds the stock for up to 5 trading days without any borrowing cost

  4. Step 4
    Day 5 (Friday) - Stock price rises to ₹525 → She sells for ₹52,500

    Day 5 (Friday)

    Stock price rises to ₹525 → She sells for ₹52,500

  5. Step 5
    Profit Earned - Gain = ₹2,500 on just ₹10,000 investment → That's a 25% return in 5 days

    Profit Earned

    Gain = ₹2,500 on just ₹10,000 investment → That's a 25% return in 5 days

  6. Step 6
    If Not Sold by Friday EOD - Rupeezy automatically squares off the position at market price

    If Not Sold by Friday EOD

    Rupeezy automatically squares off the position at market price


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Use T+5 for all stocks with FLAT 5X margin and zero interest. Experience the advantage now!

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Frequently Asked Questions