DSP Regular Savings Fund

Ans.

Ans. The DSP Regular Savings Fund has an AUM of ₹183.97 Cr as on 1/13/2026. The scheme has delivered CAGR returns for the past 3 years against a category average of 8.83%. The risk is Moderately High against the category average of 28.91.

Ans. Mutual fund taxation depends on the scheme type and investment holding period.
Taxation on hybrid funds: If equity allocation is 65% or above: STCG of 20% is applicable if units are sold within one year of purchase. For units sold after one year of purchase, LTCG of 12.5% is levied on gains above ₹1.25 lakhs in a financial year.
If debt allocation in a hybrid fund is 65% or more, gains are added to income and taxed as per slab rate irrespective of the holding period.

Ans. There is no lock-in period applicable on DSP Regular Savings Fund.

Ans. The expense ratio of DSP Regular Savings Fund is 1.18%.