Mutual Fund Calculator
What is a Mutual Fund Calculator?
A mutual fund calculator is an online tool designed to enable investors to calculate their prospective returns. With the help of a mutual fund return calculator, investors can foresee the value of their returns in future and make accurate and informed investment decisions.
Having clear financial goals is a crucial step for sound financial planning.
Mutual fund lumpsum calculators empower investors to assess if they invest a certain amount today in mutual funds, and what will be the total value of investment at a later date at a particular rate of return.
The inputs required to use an online Mutual fund return calculator are the value of the present investment, time period, and expected rate of return. Once these values are added the calculator estimates the future value of investment.
A ballpark idea about maturity amount helps you ascertain how much money you need to invest to attain a final amount, which instrument is suitable based on the rate of return, and how long it will take to achieve the goal.
How does an Online Mutual Fund Calculator (Lumpsum) Work?
Mutual funds lumpsum calculators are easy-to-use simple financial tools that show how much an investment will grow at a given rate of return and time.
There are two ways to calculate the maturity value of a mutual fund investment:
- Lumpsum
- SIP (Systematic Investment Plan)
- A lumpsum investment is a one-time investment done in a mutual fund scheme. The units are purchased as per the NAV of the scheme on the day of investment. The return for lumpsum investment is net growth in the NAV.
- SIP is a method of investing in mutual funds. A fixed amount is periodically invested in a scheme, e.g., monthly, weekly, or quarterly. The NAV is different for every month’s SIP amount invested.
- For example, if you invest Rs. 20,000 lumpsum at an NAV of Rs. 25, you will receive 800 units. Whereas, instead of investing the entire amount in one go, you decide to invest Rs 1000 every month. So for the first month, you will receive 40 units at an NAV of Rs. 25. Next month the NAV goes up to Rs 30. Now you will receive only 33.3 units.
- The one time investment calculator shows you the final maturity value for an SIP done for a defined period, at a certain rate of interest. You need to specify the SIP amount every month, the expected rate of return, and the time period for investment. With a single click, you can view how much return you can expect to earn.
How to Use Rupeezy's Mutual Fund Calculator (Lumpsum)?
- Step 1: Select the option of Lumpsum
- Step 2: Enter your investment amount
- Step 3: Enter your expected rate of return
- Step 4: Select the time period for investment
Perks of using Rupeezy's Mutual Fund Calculator
- Quick Calculation: Saves time by providing instant results, avoiding complex manual calculations.
- Smart Decisions: Allows testing different scenarios for informed investment choices.
- Simple Tool: Easy to use with three inputs: investment amount, time period, and expected return.
- Financial Planning: Helps set and achieve target amounts by planning investments accordingly.
10 Most Searched Mutual Funds
Funds | AUM (Cr.) | 1Yr | 3Yr | 5Yr |
Nippon India Small Cap Fund | ₹62260 | 44% | 29% | 35% |
HDFC Flexi Cap Fund | ₹66225 | 42% | 23% | 23% |
HDFC Manufacturing Fund | ₹13631 | 0% | 0% | 0% |
SBI Contra Fund | ₹41327 | 38% | 23% | 30% |
Quant Small Cap Fund | ₹26645 | 50% | 26% | 46% |
Parag Parikh Flexi Cap Fund | ₹82441 | 34% | 16% | 25% |
SBI International Access - US Equity FoF | ₹940 | 35% | 11% | 6% |
HDFC Defence Fund | ₹3997 | 75% | 0% | 0% |
HDFC Small Cap Fund | ₹33963 | 35% | 23% | 29% |
HDFC Balanced Advantage Fund | ₹96536 | 32% | 21% | 20% |