Bank of India Credit Risk Fund

Q: How to invest in Bank of India Credit Risk Fund through Rupeezy?

Open the Rupeezy app. If you're on the Stocks or F&O screen, switch to the Mutual Funds section. Tap on Explore to browse available mutual fund schemes. Select the Bank of India Credit Risk Fund (or any fund you want to invest in). Choose your investment mode: Lumpsum or SIP. Enter the investment amount. Complete the payment using UPI, Net Banking, or other available options.

Q: Is Bank of India Credit Risk Fund good?

The Bank of India Credit Risk Fund has an AUM of ₹86.74 Cr as on 7/24/2026. The scheme has delivered CAGR returns for the past 3 years against a category average of 8.98%. The risk is Moderately High against the category average of 29.43.

Q: Is Bank of India Credit Risk Fund tax free?

Mutual fund taxation depends on the scheme type and investment holding period. Taxation on debt funds: Debt funds are those schemes that invest at least 65% of their corpus in SEBI-regulated debt instruments. For investments made after April 1, 2023, capital gains from debt funds are added to individual’s income and taxed at the relevant slab rate, irrespective of holding period.

Q: What is the lock-in period of Bank of India Credit Risk Fund?

There is no lock-in period applicable on Bank of India Credit Risk Fund.

Q: What is the expense ratio of Bank of India Credit Risk Fund?

The expense ratio of Bank of India Credit Risk Fund is 1.18%.

DebtCredit Risk

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Fund Details

Current NAV

₹14.73

Total Expense Ratio

1.18%

Base Expense Ratio

Min SIP

Fund Size

₹87Cr

Min Investment

₹5.00K

Lock In

Scheme Information Document

Exit load: 4% on or before 12M, 3% after 12M but on or before 24M, 2% after 24M but on or before 36M, Nil after 36M

Fund Performance

Alpha

0.28%

Beta

-0.23

Sharpe Ratio

0.233519

Risk

10.01%

Above numbers are based upon past 3 years

Returns Calculator

Per Month - ₹10.0K

Over the past

Automatic Step-up Learn more

Total Investment of ₹1,20,000

Would have become

₹1,49,748.59

(17.36)%

Holding Pattern

Riskometer

Peer Comparison

Fund Management

Fund House Details

Bank of India Credit Risk Fund

Q1. How to invest in Bank of India Credit Risk Fund through Rupeezy?

Q2. Is Bank of India Credit Risk Fund good?

Q3. Is Bank of India Credit Risk Fund tax free?

Q4. What is the lock-in period of Bank of India Credit Risk Fund?

Q5. What is the expense ratio of Bank of India Credit Risk Fund?

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