Bank of India Credit Risk Fund

Ans.

Ans. The Bank of India Credit Risk Fund has an AUM of ₹86.74 Cr as on 7/3/2026. The scheme has delivered CAGR returns for the past 3 years against a category average of 9.15%. The risk is Moderately High against the category average of 30.05.

Ans. Mutual fund taxation depends on the scheme type and investment holding period.
Taxation on debt funds: Debt funds are those schemes that invest at least 65% of their corpus in SEBI-regulated debt instruments.
For investments made after April 1, 2023, capital gains from debt funds are added to individual’s income and taxed at the relevant slab rate, irrespective of holding period.

Ans. There is no lock-in period applicable on Bank of India Credit Risk Fund.

Ans. The expense ratio of Bank of India Credit Risk Fund is 0.98%.