HDFC Credit Risk Fund

Ans. The NAV (net asset value) of HDFC Credit Risk Fund (direct plan, growth option) is ₹28.5463 as on 13 Nov 2026. Mutual fund NAVs are published once a day, after the market closes.

Ans. HDFC Credit Risk Fund has delivered 8.13% CAGR over the past 3 years against a category average of 9.62% and returned 6.64% over the past year. It manages ₹7,573.52 crore (AUM) as on 13 Nov 2026. Its riskometer level is High. Past returns do not indicate future returns.

Ans. Mutual fund taxation depends on the scheme type and investment holding period.
Taxation on debt funds: Debt funds are those schemes that invest at least 65% of their corpus in SEBI-regulated debt instruments.
For investments made after April 1, 2023, capital gains from debt funds are added to individual’s income and taxed at the relevant slab rate, irrespective of holding period.

Ans. There is no lock-in period on HDFC Credit Risk Fund. An exit load applies: Nil for 15% of Units, For excess of limits 1% on or before 12M and 0.50% after 12M but on or before 18M, Nil after 18M.

Ans. The expense ratio of HDFC Credit Risk Fund (direct plan) is 1.01% a year. It is deducted from the fund's assets and is already reflected in the NAV.