SBI Credit Risk Fund

Ans. The NAV (net asset value) of SBI Credit Risk Fund (direct plan, growth option) is ₹54.4828 as on 13 Nov 2026. Mutual fund NAVs are published once a day, after the market closes.

Ans. SBI Credit Risk Fund has delivered 8.42% CAGR over the past 3 years against a category average of 9.62% and returned 7.46% over the past year. It manages ₹2,176.70 crore (AUM) as on 13 Nov 2026. Its riskometer level is High. Past returns do not indicate future returns.

Ans. Mutual fund taxation depends on the scheme type and investment holding period.
Taxation on debt funds: Debt funds are those schemes that invest at least 65% of their corpus in SEBI-regulated debt instruments.
For investments made after April 1, 2023, capital gains from debt funds are added to individual’s income and taxed at the relevant slab rate, irrespective of holding period.

Ans. There is no lock-in period on SBI Credit Risk Fund. An exit load applies: Nil for 8% of investment and 3% for remaining investment on or before 12M, Nil for 8% of investment and 1.5% for remaining investment after 12M but before 24M, Nil for 8% of investment and 0.75% for remaining investment after 24M but before 36M, Nil after 36M.

Ans. The expense ratio of SBI Credit Risk Fund (direct plan) is 0.90% a year. It is deducted from the fund's assets and is already reflected in the NAV.