Union Retirement Fund
Solution Oriented
●
Retirement Equity
Fund Details
- Expense Ratio: A charge to the mutual fund for handling your investments. It's a percentage of the fund's assets used for various expenses like administration and management.
- Exit Load : A fee paid to a mutual fund for leaving the investment early before a set period
- Lock In : Withdrawals are not allowed for this period
Current NAV
₹15.37
Expense Ratio
2.4%
Min SIP
₹500
Fund Size
₹177Cr
Min Investment
₹1.00K
Lock In
NA
Scheme Information Document
Exit load: Nil
Fund Performance
- Alpha: Excess returns relative to market benchmark,
- Beta : Volatility of the scheme relative to its market benchmark
- Sharpe Ratio : Risk-adjusted returns
- Risk : Volatility of the fund
Alpha
0.24%
Beta
0.94
Sharpe Ratio
0.228795
Risk
16.58%
Above numbers are based upon past 3 years
Returns Calculator
Would have become
₹1,49,748.59
(6.39)%
| Name | Holding(%) |
| Name | Sector(%) |
| Name | Assets(%) |
- Tata Retirement Savings Fund Moderate Plan
- HDFC Retirement Savings Fund - Hybrid-Equity Plan
- Aditya Birla Sun Life Retirement Fund - The 30s Plan
- Axis Retirement Fund - Dynamic Plan
- SBI Retirement Benefit Fund - Aggressive Plan
- Bandhan Retirement Fund
- Axis Retirement Fund - Aggressive Plan
- PGIM India Retirement Fund
- Aditya Birla Sun Life Retirement Fund - The 40s Plan
- HDFC Retirement Savings Fund - Equity Plan
- Tata Retirement Savings Fund Progresive Plan
- Union Retirement Fund
- Nippon India Retirement Fund - Wealth Creation Scheme
- SBI Retirement Benefit Fund - Aggressive Hybrid Plan
- Baroda BNP Paribas Retirement Fund
Pratik Dharmshi
Union Mutual FundTotal assets under management
₹20.14L Crores
Date of incorporation
30 Dec 2009
Union Retirement Fund
Ans.
- Open the Rupeezy app.
- If you're on the Stocks or F&O screen, switch to the Mutual Funds section.
- Tap on Explore to browse available mutual fund schemes.
- Select the Union Retirement Fund (or any fund you want to invest in).
- Choose your investment mode: Lumpsum or SIP.
- Enter the investment amount.
- Complete the payment using UPI, Net Banking, or other available options.
Ans. The Union Retirement Fund has an AUM of ₹177.41 Cr as on 4/9/2026. The scheme has delivered CAGR returns for the past 3 years against a category average of 13.56%. The risk is Very High against the category average of 46.43.
Ans.
- For Solution Oriented Retirement Plans there are 3 cases:
- Equity Plans: Equity allocation more than 80%
- Hybrid Equity Plan: Equity allocation is between 65-80%%
- Hybrid Debt Plan: Equity Allocation is between 5-30%
For the first two cases, equity capital gains are taxed at 12.5% for LTCG on gains exceeding ₹1.25 lakh and 20% for STCG.
For the last case, capital gains are taxed as per the debt capital gains structure, applicable at the individual's tax slab rate.
Ans. There is no lock-in period applicable on Union Retirement Fund.
Ans. The expense ratio of Union Retirement Fund is 2.4%.