Bank of India Business Cycle Fund (G)

Ans. Go to the Rupeezy App Click on the Explore tab on the lower navigation bar. Select the category of funds, e.g., Equity - Large Cap or any other. View and compare all funds in the category on a Risk-Return graph. Select the fund you want to invest in. Choose Lumpsum or SIP. Select Investment Amount & make payment using UPI or Net Banking.

Ans. The Bank of India Business Cycle Fund has an AUM of ₹472.19 Cr as on 3/12/2025. The scheme has delivered CAGR returns for the past 3 years against a category average of 15.16%. The risk is Very High against the category average of 52.7.

Ans. Mutual fund taxation depends on the scheme type and investment holding period. Taxation on equity funds: For equity funds (funds that invest at least 65% of the corpus in Indian stocks), if the holding period is more than 12 months, LTCG (Long Term Capital Gains) tax is applicable. For units sold within 12 months of purchase, STCG (Short Term Capital Gains) Tax is applicable. LTCG tax on equity-oriented schemes is 12.5% on capital gains over ₹1.25 lakh (as per the latest update in Budget 2024). STCG tax applicable on the sale of units of equity-oriented mutual fund schemes is 20%.

Ans. There is no lock-in period applicable on Bank of India Business Cycle Fund.

Ans. The expense ratio of Bank of India Business Cycle Fund is 2.18%.