E Shram Card Balance Check 2024

E Shram is an initiative the Government of India started to support workers in the unorganized sectors. The government has also launched the e Shram portal to manage and collect the database of various government schemes. This portal will help the users know their e Shram card check balance and other benefits offered by the government.

What is an e-Shram Card?

Shramik card or the e Shram card is a program through which a person working in an unorganised sector can apply. With the help of the e Shram card, the labourers and employees of the unorganised sector can avail of various benefits and support through schemes like pension after 60 years, financial aid, death insurance, etc. e Shram card was started to provide access to all the new government schemes to the unorganised workers through the e Shram platform.

The e Shram card was launched by the Ministry of Labor and Employment in August 2021 under the supervision of the Government of India.  As per this scheme, the eligible users get a monthly pension of Rs. 3,000 per month along with certain insurance benefits like death insurance of Rs. 2 lakh, and for partial handicap, they get a compensation of Rs. 1 lakh. The age limit for applying for this particular scheme is 16 to 59 years.

What do you mean by unorganised sector? The unorganised sector companies are the firms that are engaged in selling goods and services, with less number of employees, generally less than 10. The employees won't be covered with the benefits that fall under the ESIC and EPFO schemes. So any person working in this category of companies will be termed as an Unorganised Worker.

Benefits of e-Shram Card

1. A monthly pension of Rs.3,000 will be provided after reaching the age of 60.

2. In case of death, the worker’s family will receive an insurance payout of Rs.2,00,000, and if the worker suffers a partial disability, financial assistance of Rs.1,00,000 will be given.

3. If a worker with an e Shram card passes away due to an accident, all the benefits will be transferred to the spouse.

4. Beneficiaries will receive a 12-digit Universal Account Number (UAN), which is valid nationwide.

5. This amount will be transferred directly to the applicant’s Bank account.

Eligibility Criteria for e Shram Card

1. Any worker employed in the unorganised sector is eligible for the e Shram Card.

2. Workers should not be registered as income taxpayers.

3. A valid mobile number linked to the Aadhaar card is required to be eligible.

4. The worker must be between 16 and 59 years of age to apply for the e Shram Card.

How to Register for e Shram Card Online?

The e Shram card applications must be submitted via the Common Service Centre (CSC) or the e Shram portal. Eligible individuals can go to their nearby CSC centre and apply for an e Shram card. Individuals seeking to apply for e Shram cards online may use the e Shram Portal to find a nearby CSC centre by entering state and district details.

1. Visit the e Shram Portal: Go to the self-registration page of the e Shram portal.

2. Enter Mobile Number: Input your Aadhaar-linked mobile number, captcha code, and click on 'Send OTP.'

3. Verify Aadhaar: Enter your Aadhaar number, agree to the terms and conditions, and input the OTP received on your mobile. Then, click 'Validate.'

4. Confirm Details: Review and confirm the details that appear on the screen.

5. Fill in Required Information: Enter details such as your address, educational qualifications, etc.

6. Select Work Information: Choose your skill set, nature of business, and type of work.

7. Add Bank Details: Input your bank information and complete the self-declaration.

8. Preview and Submit: Review all the entered information by clicking 'Preview,' then click 'Submit.'

9. OTP Verification: You will receive another OTP on your mobile number. Enter it and click 'Verify.'

10. Download e Shram Card: Once generated, the e Shram card will be displayed on the screen, and you can download it by clicking the 'Download' option.

This is the quick and easy process to apply for your e Shram card online.

How to Check e Shram Card Balance?

The e Shram Card balance check allows users to know the amount of funds transferred by the government under various schemes. This helps the employees in various ways, which is discussed below.

Objectives of e Shram Card Balance Check

The purpose of checking the e Shram card balance is to ensure that funds are still available in one’s account. This is especially useful for those receiving payments or benefits through the e Shram scheme, as it helps them track the money they've received and spent. By regularly checking the balances, individuals can manage their finances more effectively, plan their expenses, and avoid overspending. It also ensures they have enough funds to meet their essential needs. In short, checking the balance provides accurate and up-to-date information, helping individuals make informed financial decisions.

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e Shram Card Balance Check Benefits

1. Better Budget Planning: Keeping track of available balance helps to allocate resources more wisely so that there is enough money for basic needs and also avoids impulse buying.

2. Improved Financial Transparency: Regularly checking the balance allows beneficiaries to have a clearer understanding of their financial status.

3. Easy Access to Balance Information: Users can easily check their e Shram card balance using convenient methods such as mobile apps or USSD codes.

Other than these, there are certain benefits of the e Shram Card:

1. Unique Identification: Unorganized workers are provided with the e Shram card, which acts as an exclusive identification to help them avail different schemes and facilities offered by the government.

2. Social Security Benefits: The card enables unorganized workers to avail themselves of various social security benefits, such as accident insurance, life insurance, and maternity benefits.

3. Government Schemes Information: The e Shram card will provide the users access to government services and schemes.

Documents Required for e Shram Card Balance Check

Checking the balance on e Shram doesn't require special documentation work. One just has to visit the labour department’s site of the Indian government and type in the e Shram card number along with login details to access it.

Information Required for e Shram Card Balance Check

In order to check the e Shram Card balance, one will need to have their mobile number linked to the e Shram Card. Upon entering the OTP received on the registered mobile number, the e Shram card balance will be visible.

e Shram Card Balance Check Online Procedure

1. Start by visiting the official e Shram website at https://eshram.gov.in/.

2. From the homepage, locate and click the "e Shram Card" link.

3. You will be prompted to enter your registered mobile number. After doing so, click on the "Generate OTP" button.

4. Once you receive the OTP on your mobile, input it and click the “Verify OTP” button.

5. After successful verification, you'll be redirected to your e Shram card dashboard.

6. Navigate to the “My Account” section from the dashboard.

7. In this section, you’ll find an option to check your e Shram card balance. Simply click the "Check Balance" button to view the latest balance on your card.

8. Additionally, if you wish to view a detailed statement, you can click the “Download statement” button to access a record of your e Shram card balance for a specific period.

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Conclusion

To sum up, workers in the unorganised segment are greatly supported by e Shram cards that offer them monetary assistance and many government programs. Individuals can effectively manage their money by checking their balance regularly to ensure that they get what belongs to them. The e Shram initiative is significant as it helps to improve financial transparency and security among Indian workers due to its simple registration process and balance checking through the portal.

Frequently Asked Questions (FAQs)

1. How to check e Shram card status by mobile number?

Ans: To check your e Shram card status through mobile, text your e Shram card number to the provided helpline number ‘14434’. An automatic response will be sent back to you with the current status of your card.

2. Is it possible to update my e Shram Card balance online?

Ans: You can easily update your employment-related details on the e Shram Card using either the official portal or the UMANG mobile app. 

3. Is the e Shram Card associated with a bank account?

Ans: No, the e Shram Card is not connected to a bank account.

4. What is the amount of money an e Shram cardholder is entitled to receive?

Ans: The e Shram cardholders are eligible for a monthly pension of Rs. 3,000 once they reach the age of 60. In addition to the pension, they are entitled to Rs. 2 lakh in death insurance and Rs. 1 lakh in financial assistance in the event of partial disability.