Best Mutual Funds for the Next 10 Years (2025–2035)

Every individual has a different investment goal. Some plan for short-term needs and immediate expenses, while others look for long-term or retirement needs. 

But at the same time, if you invest in the mutual funds for a longer duration, you gain the benefit of the power of compounding. This is why many investors are looking for a timeline of years to invest their funds, which can grow and multiply over time.

But before you pick any fund to invest in, you must know which of the categories has the potential to stay strong. Let us explore the top types of mutual funds that you should invest in. So, read this to find the best mutual funds next 10 years in India. 

What Makes a Mutual Fund Good for the Next 10 Years

Investors who look for the best mutual funds next 10 years should focus on stability, discipline, and long-term strength. This is why the following points should be considered:

1. Strong Historical Performance

A fund that has done well in different phases shows consistency. Say, a fund has good historical returns for 10 years and a positive position now, it stands a better chance of returns. 

2. Skilled Fund Manager

There are many fund managers, but a few stand out. If you are looking to invest for long-term, look to invest in funds with the best fund managers appointed to them. 

3. Clear and Stable Investment Approach

A predictable process for stock selection and sector exposure helps build confidence. It also supports mutual fund future prediction for a long period.

4. Low Expense Ratio

The expense ratio is the fees that you need to pay for fund management. Lower fees help investors keep more of their gains over time. 

5. Good Performance During Volatility

A 10-year horizon will see ups and downs. So, it is important that you select the funds with good asset allocation that can back you during downtime.

Top 5 Best Mutual Funds for the Next 10 Years (2025 to 2035)

When you plan to invest in mutual funds for 10 years, there are various factors to consider. These can help make better mutual fund predictions. So, here are some choices:

1. Flexi Cap Funds

Flexi-cap funds include large, mid, and small-cap companies. They change investment ratios based on market conditions, making them a solid pick for investors for long-term investments. 

2. Index Funds

Index funds are based on market indices. These can be Nifty 50, Nifty Next 50, and others. They are low-cost and have steady performance. They align well with mutual fund future prediction as they follow the market.

3. Large and Mid Cap Funds

These funds mix the stability of large companies with the growth of mid-sized businesses. This offers you smooth compounding and is one of the best choices if you wish to have better growth.

4. Multi Asset Funds

Multi-asset funds spread money across equity, debt, and gold. This helps to reduce risk while ensuring steady returns across all market conditions. 

5. Thematic or Sectoral Funds

The thematic funds invest in a particular sector, like technology or healthcare. Though these funds carry a higher risk, if you properly evaluate the growing sectors, you can make strong gains when held for 10 years. 

Top Fund Recommendations for 2025

If you are looking for the best mutual funds next 10 years in India, then here are some of the best recommendations for you. 

NOTE: All the details are as of 19 Nov. 2025 and are bound to change over time.

Conclusion

A 10-year horizon allows your money to grow, handle market swings, and build steady wealth over time. But it is all possible when you invest in the best mutual funds next 10 years in India based on long-term stability and growth potential. At the same time, timely and regular portfolio rebalancing can be helpful as well. 

So, if you are an investor looking to boost your returns, visit Rupeezy. Access tools and expert support to ensure that you invest right. 

FAQs

Which mutual funds are good for the next 10 years?

Flexi cap, index, equity, multi-asset, and selective thematic funds are good for long-term investment of say 10 years.

Are index funds suitable for long-term investing?

Yes. This is mainly because these are low-cost, stable, and more reliable choices. 

Should I add thematic funds for 10 years?

Yes, but ensure to add in small amount as they carry a high level of risk. This will help with proper balance.

How much should I invest for a ten-year goal?

Your target and risk level decide the amount. SIPs help you build steadily.

How do I select the right long-term fund?

Check consistency, fund manager quality, expense ratio, and past performance before investing.